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Chapter 7 Bankruptcy

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Experienced Debt Relief Representation

You should not have to worry about bills you simply cannot afford to pay. At McNamee Hosea, our bankruptcy lawyers have more than 40 years of experience helping clients climb out of debt. We are committed to applying our background in Chapter 7 or Chapter 11 Bankruptcy to help you regain control of your financial situation.

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Experienced Debt Relief Representation

Chapter 7, often called liquidation bankruptcy, allows individuals to discharge most unsecured debts—including credit cards, medical bills, and personal loans—while protecting many essential assets through exemptions and debt reaffirmation.

Our experienced Chapter 7 attorneys work with clients to safeguard homes, vehicles, and household goods whenever possible. Filing also triggers an automatic stay, which immediately stops creditor harassment, wage garnishments, repossessions, and foreclosures. Only certain obligations, such as child support, are excluded.

With a thoughtful plan, Chapter 7 can provide real debt relief and a path toward financial stability.

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Decades of Experience Helping Clients Gain a Fresh Financial Start

Although consumer bankruptcy is not the right answer for everyone, it has helped millions of people like you find a new path to a brighter financial future. Through a Chapter 7, you may be able to:

Eliminate or reduce your debts

Gain additional time to repay old debts

Stop a home foreclosure

Stop a wage garnishment

Stop creditor harassment

Despite the changes to the U.S. Bankruptcy Code in 2005, most people who contact our office are eligible for Chapter 7 bankruptcy relief. At your consultation, we can discuss the eligibility requirements and what is best for you.

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Contact Our Personal Bankruptcy Attorneys Today

Get help — not judgment. For more than 40 years, our Maryland and Virigina Bankruptcy attorneys have helped individuals find solutions to overwhelming levels of debt. Contact us to see how one of our personal debtor attorneys can advise you of your rights, explain the bankruptcy process and answer any of your questions. Call to set up a consultation in Greenbelt or Annapolis, Maryland. Our bankruptcy lawyers are also available to meet with you in Alexandria, Virginia.